Starbucks is an evil temptress. It's cold. She has warm coffee. She beckons to you. And you go. You do it. You plop down $4.10 and walk out the door happy happy with your Christmas joy in a cup that is the Peppermint Mocha. Of course, your debit card is in your wallet saying, "Bitch did what?" My debit card is, evidentally, from the ghetto. In reality, yours may be much more polite about the transaction.
Let it be known that The Little Dough Girl is all about treating ourselves special. I firmly believe in frugal luxury. You read that right. If you want to spoil yourself and drink fancy lattes four times a week, go right ahead. It's just stupid to do that at Starbucks. Let me break it down. 4 lattes a week at $4.10 costs you $16.40 a week and a whopping $852.80 a year. Do you see why your debit card has an attitude problem? I know. I know. I love them too. Today, in order to feel good about some financial decisions, I broke down what I consider a triumph.
Two years ago, I made the decision that I did not want to give my lattes up nor did I want to waste almost $900 a year. I compromised. I did about two months worth of research on Whole Latte Love. I wanted to find an espresso machine that made incredibly high quality coffee for a decent price. I read everything I could about espresso machines and read reviews and finally decided on a Gaggia Classic. Then I waited for it to go on sale, which it did. They changed out their logo and I bought an "older" one for $400. People cannot believe I spent $400 on a coffee maker. They miss the big picture.
I have not had to abandon my latte habit at all. I still have 4 a week. The coffee is more costly at $12.99 a half pound but I get 20 cups out of that. Each cup, therefore, costs me $.65. The coffee is much better than Starbucks and I can replicate the Peppermint Mocha perfectly. Factoring in my costs for the coffee, that's a savings of $3.45 each time I have a latte. The espresso maker paid for itself after 7 months. Now, that $3.45 becomes money much better spent. To put it in perspective, I can pay my cell phone bill for a whole year and have money left over on the money I'm not spending at Starbucks. Think about that next time you step in line.