Oh, the horror! The horror!
I was just sitting her eating my little lunch of leftovers and quietly pondering my eating habits (my day seems so peaceful, no?). This is the third day this week I have brought my lunch. Two days were leftovers and one was a frozen meal of sorts. One of my resolutions for the year is to stop going out to eat for lunch. It was draining my checking accounting. Of course, I never thought about to what degree. It's shameful, folks.
Last month, despite the holidays mixed in, I spent $207.33 on meals out. Some were lunches and some were dinners at night meetings I attended. One was a lunch meeting with my friend Rob that I would have felt bad about expensing. It was partly business but more of a catch up with each other and I don't want to be called out on that stuff. Another was a lunch with a friend that was in town. I splurged because I hadn't seen her in a while. Damn those martinis. Still, it's a lot of money. It's more than I was spending on paying off my credit card. No wonder my finances are screwed up!
Ask me how much money I've spent on meals out this month. Go ahead. NOTHING! This is what I love about New Year's, it's like a contest to see how long I can possibly go without eating out. I am so going to win! It made me think of how this is a good thing overall.
- It will save you a good amount of money. If you ate lunch out twice a week, taking $20 out of your wallet and put it aside. Look! 80 dollars a month to pay off bills!
- You have more control over what you are eating. Face it, you cooked it, you know what's in it. You can plan to eat healthier this way.
- You can spend the rest of your lunch time doing something you enjoy, like reading a book or your favorite personal finance blog ;)
- While your co-worker is eating Subway, again, you're having roasted herbed chicken with steamed green beans with pinenuts. It's okay to laugh at their sandwich. Do it.
Bringing lunch is easy for me because I'm single. I hate cooking for one. Hate it. So, now I make a little more knowing I can take leftovers. I just have to shop smartly. It can be done. That was then, this is now.